Expand+Requirements
The Certified Bank Director programme is targeted at executive and non-executive directors of the main and subsidiary boards of banks, new and emerging banks and senior individuals who interact with the banking system.

It will be hig...

Hide-Requirements
The Certified Bank Director programme is targeted at executive and non-executive directors of the main and subsidiary boards of banks, new and emerging banks and senior individuals who interact with the banking system.

It will be highly beneficial, not only to individuals new to the roles and responsibilities of being a bank director, but also to experienced bank directors operating in a significantly changed regulatory landscape.

This programme is also targeted at senior managers aspiring to be bank executive directors and/ or identified as potential future executive directors within their organisation.

For further information on the Certified Bank Director programme and/or to speak with the Academic Director, please contact the Relationship Manager, Kate Walsh at kate.walsh@iob.ie.

Expand+Overview
About this programme:
The Certified Bank Director programme is a unique, specialist governance programme, designed specifically for Bank Directors (executive and non-executive) or those operating at executive committee level.

The progra...

Hide-Overview
About this programme:
The Certified Bank Director programme is a unique, specialist governance programme, designed specifically for Bank Directors (executive and non-executive) or those operating at executive committee level.

The programme will provide participants with a comprehensive understanding of the unique governance issues associated with banks arising from the inherent complexity of banking business models and their risk profile. It will provide a practical understanding of the duties and responsibilities of directors and the behaviours required from them and from well-functioning boards. While strongly rooted in academic research, theory and regulation, the programme is designed to provide practical knowledge and application.

It is an intensive 10 day programme completed in two separate blocks of five days duration each.

How will you benefit:
On completion of the Certified Bank Director Programme, candidates will;

Understand the essence of a bank, the banking system, the lessons from the banking crisis, and the likely future development of banking post-crisis

Appreciate the implications of recent regulatory changes and the legal, regulatory and governance framework relevant to board directors

Comprehend the unique risk profile of banking models, including the systematic and systemic implications of risk-related policies in the context of strategy and the relationship between risk appetite, profitability and stakeholder maximisation

Appreciate the importance of the internal governance processes and the application of best practice

Understand the changing nature of investor engagement and the implications for the work of the board

Understand the behaviours required from well-functioning boards and the expectations and requirements of individual directors

Expand+11 modules

Block 1:
Module 1
Introduction to Bank Governance
- Theoretical perspectives on corporate governance
- Definition of corporate governance
- Failures in governance and the banking crisis
- Stewardship: the role of the institutional...

Hide-11 modules

Block 1:
Module 1
Introduction to Bank Governance
- Theoretical perspectives on corporate governance
- Definition of corporate governance
- Failures in governance and the banking crisis
- Stewardship: the role of the institutional investor
- Legal responsibilities and duties of the board
- Regulatory framework for credit institutions

Module 2
Global Prudential Regulation
- Theory of regulation
- Regulatory responses to the financial crises
- Regulatory architecture
- Current regulatory framework
- Future of bank regulation

Module 3
Capital, Dynamic Balance Sheet Management and Stress
Testing
- What is capital?
- Basel III/CRD IV
- Capital and the bank balance sheet
- IFRS 9 and provisioning
- Capital stress testing
- Basel IV

Module 4
Operational Risk and Enterprise Risk Management:
Management and Oversight

Module 5
IRRBB and Market Risk: Management and Oversight

Module 6
Liquidity Risk: Management and Oversight

Module 7
Credit Risk Management and Oversight
- Appetite and policy
- Underwriting
- Credit review and oversight
- Credit grading of loans and portfolios
- Model use and effectiveness
- Credit portfolio analysis
- Credit losses - provisioning, process and recovery
- Credit pricing and return on capital
- Different types of lending
- Derivatives and off-balance sheet items

Block 2:
Module 8
Fundamentals and Analysis of Bank Financial Statements
- Understanding financial statements
- Analysing bank financial statements
- Classification and measurement rules (fair value vs. amortised cost)
- Impairments of financial assets
- Introduction to retail bank disclosures (IFRS 7 - interest rate, credit, liquidity, FX and market risk)

Module 9
Conduct Risk (including wholesale conduct), Culture, Ethics and the Board
- Conduct risk and regulatory expectations
- Ethics and organisational culture
- Defining the structure of culture
- Assessing culture and leading planned change
- Aligning culture and strategy

Module 10
Bank Strategy
- The strategic landscape
- Key strategic challenges to the banking industry
- Developing best practice strategy for the future of banking
- Capital allocation and dynamic balance sheet management (building on Module 3)
- Open banking
- Digital transformation and the banking landscape

Module 11
Bank Governance
- Boards’ role in practice
- Role of board committees
- Board process
- Internal governance frameworks
- Board effectiveness: behavioural aspects of boards
- Executive remuneration and incentives
- Understanding investor expectations

Expand+There will be an assessment attached to each block to ensure that the learning outcomes associated with each block have been achieved.

The assessment will take the form of a Learning Journal recorded by programme participants during and on complet...

Hide-There will be an assessment attached to each block to ensure that the learning outcomes associated with each block have been achieved.

The assessment will take the form of a Learning Journal recorded by programme participants during and on completion of each block. Learning Journals are used extensively in executive education programmes. The content of the Learning Journal will be evaluated and graded by the Programme Director to assess the participant’s knowledge, synthesis, analysis and development.